Introduction:

Home repairs can be shockingly expensive. But many of the most costly issues are preventable with regular maintenance and early detection. Here’s how to dodge the top ten wallet-drainers.

1. Roof Damage

• Cost: $5,000–$15,000

• Prevention: Inspect annually for missing shingles, leaks, or soft spots.

2. Foundation Cracks

• Cost: $10,000+

• Prevention: Maintain proper drainage. Grade soil away from the house. Monitor basement walls.

3. HVAC System Failure

• Cost: $4,000–$12,000

• Prevention: Change filters monthly. Schedule annual service.

4. Sewer Line Issues

• Cost: $3,000–$7,000

• Prevention: Avoid flushing wipes/grease. Get a sewer line camera inspection every few years.

5. Mold Remediation

• Cost: $2,000–$6,000

• Prevention: Control indoor humidity. Fix leaks immediately.

6. Water Heater Replacement

• Cost: $1,500–$3,000

• Prevention: Flush tank annually. Replace anode rod every 3–5 years.

7. Termite Damage

• Cost: $3,000–$8,000

• Prevention: Schedule annual pest inspections. Keep wood away from soil.

8. Electrical Fire

• Cost: Catastrophic

• Prevention: Don’t overload outlets. Have old wiring inspected.

9. Window Replacement

• Cost: $500–$2,000 per window

• Prevention: Caulk and seal annually. Clean tracks and check locks.

10. Siding Replacement

• Cost: $7,000–$15,000

• Prevention: Power wash yearly. Repaint or reseal every 5–7 years.

Conclusion:

Preventive maintenance isn’t just smart — it’s essential. Spend a little now to save a lot later. Think of it as home insurance you can actually control.